An approved levy or a community debt can cost you thousands of euros after the purchase. This is what you should review.
Buying & selling · Updated January 2026 · 5 min read
When you buy a flat you don't just acquire the home: you join its homeowners' association, with its fees, its rules and, sometimes, its surprises.
Demand the community's debt certificate. The buyer may be liable for the outstanding fees of the current year and the previous three.
A levy (refurbishment, lift, façade works) approved before the purchase can fall on you even if you didn't vote on it. Review the minutes of the meetings.
All this is part of the prior review in any purchase and, in buildings, of the due diligence.
The flat is liable for the fees of the current year and the previous three, so you should demand the up-to-date certificate and retain or deduct any debt.
Yes. If the meeting approved a levy for works before your purchase, it can fall on you. That's why we review the minutes before signing.
We review the community's debts, levies and bylaws before you sign.
