Renting

Rent-Default Insurance and Guarantees: Protect Your Rent

The best eviction is the one that never happens. With the right guarantees you minimise the risk of your tenant defaulting.

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Renting · Updated January 2026 · 5 min read

Before having to evict for non-payment, the smart move is to prevent it. Several guarantees can secure your rental.

Common guarantees

Legal deposit: mandatory (one month's rent for housing), lodged with the regional body.
Rent-default insurance: the insurer pays you the unpaid rent (up to a number of months) and usually covers the legal defence of the eviction.
Bank guarantee: the tenant's bank guarantees payment up to a certain amount.
Additional guarantees: permitted within the legal limits of the Urban Leases Act (LAU).

How to choose

Rent-default insurance requires assessing the tenant's solvency before signing (payslips, employment history). Combining a good contract, a solvent tenant and the right guarantee is the safest formula.

Frequently asked questions

We answer your questions

What does rent-default insurance cover?

It usually covers the unpaid rent up to a number of months and the legal defence to claim and, where applicable, evict. The exact cover depends on the policy and the tenant's solvency.

Can I ask for a guarantee and insurance on top of the deposit?

Yes, within the LAU limits you can combine the legal deposit with rent-default insurance, a bank guarantee or other guarantees. We adjust it in the contract so it is valid.

Want to rent with maximum security?

We draft your contract with the ideal guarantees to protect your rent from day one.

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