We negotiate on your behalf with the banks operating in Catalonia to secure the mortgage with the best market conditions, saving you time and money.
An independent broker does not defend any bank's interests — only yours. We compare dozens of products at once and use our transaction volume to negotiate what an individual cannot achieve alone.
We access preferential agreements with banks for solvent profiles, including financing above 80% and the removal of tied products.
We speak the language of banking risk. We present your case to the right departments and force competition between banks in your favour.
We study your income, savings, tied products and debt level to define the financing you can realistically obtain and the optimal monthly payment.
We present your file to the right banks, compare tied products and negotiate the spread, fees and discounts until we close the best offer.
We coordinate the property valuation, review the binding offer (FEIN) and verify that the bank honours what was agreed before moving to the notary.
We accompany you to the signing and review the deed so that no unexpected clauses or costs appear.
Enter your details and get an instant estimate of the financing, the monthly payment and your financial effort. Then request a free, tailored study.
Tell us about your transaction and we'll start the feasibility study today, with no commitment.
We work on a success-fee basis: you only pay if we obtain a mortgage with better conditions than you would get on your own. At the first meeting we give you a fixed amount, with no surprises.
For solvent profiles and certain transactions (for example bank-owned properties or additional guarantees) it is possible to exceed the usual 80%. We analyse your profile to determine the financing you can realistically access.
After analysing your profile we usually present the first bank offers within 7-10 days. Signing depends on the valuation and the bank, normally between 4 and 6 weeks.
Yes. We arrange mortgages for non-residents buying property in Barcelona, coordinating the NIE, bank account opening and international documentation.