Inheriting can also mean inheriting debts. Benefit of inventory protects you: you only answer with what you inherit, not with your own assets.
Inheritance · Updated January 2026 · 6 min read
Accepting an inheritance means receiving not only assets but also the deceased's debts. If you accept purely and simply, you answer for those debts even with your personal assets. There are safer alternatives.
It requires drawing up an inventory of assets and debts before a notary and meeting strict deadlines. It is the prudent option when it is unclear whether the estate is solvent. In Catalonia, succession is governed by its own civil law.
It is worth knowing the real assets and liabilities (charges on the home, loans, guarantees). We help you weigh the best option and meet the deadlines.
It is accepting it while answering for the debts only up to the value of what you inherit, without committing your personal assets. It requires an inventory before a notary and meeting deadlines.
Yes, by renouncing you inherit neither assets nor debts. It is an option when the liabilities clearly exceed the assets, but it is worth assessing carefully first.
We analyse the assets and liabilities and advise you on accepting, renouncing or using benefit of inventory.
